Works just like a regular bank debit card, only the “bank account” consists of funds you have set aside in your Health Care or Child Care FSA accounts.  Your  entire FSA Health Care balance will be usable on June 1st of each year.  Dependent Care amounts are only available as monthly deductions are made from your paycheck.

• You enroll in one or both of the FSA plans during annual Open Enrollment
• Deductions are made on a “pre-tax” basis from each paycheck
• Incur an eligible expense and pay the provider with your Debit Card
• If an eligible provider does not accept Visa, file a paper claim
• You can access your accounts on-line to view your account transactions

FSA Eligible & Ineligible Products and Services

Eligible_Dependent Care FSA_Expenses

Examples of eligible and ineligible expenses for Medical Costs.  Click on Health Savings Account blue box and use filter box to better define your search.
Examples of eligible and ineligible expenses for Dependent Care Costs    Click on Dependent Care FSA blue box and use filter box to better define your search.

Submit Claims Online

Register on The Consolidated Admin Services website. You will need to use your Social Security Number or Employee ID to register your account.

Upload Claims through the Portal, including setup Direct Deposit or use the Mobile App

Receipt Requirements

Save your receipts and be ready to present them if asked, even if you use your Bank Card. When receipts are requested, documentation must include the name of the provider; the name of the person for which the expense was incurred; the nature of the expense (to verify its necessity), and the date the expense was incurred. The best documentation to submit is a copy of your explanation of benefits that can be printed off of the provider website for medical, dental or vision claims.

THE IRS REQUIRES YOU TO MAINTAIN AND SAVE YOUR RECEIPTS AND DOCUMENTATION OF EACH EXPENSE.