Amounts of coverage reduce 35% at age 65, and an additional 15% of the original amount at age 70.Employee Life Insurance and AD&D benefit amount is based on years of service.

• $25,000, less than 10 years
• $40,000, 10 – 19 years
• $50,000, 20 or more years

• Less than 10 years: $25,000
• 10-19 years: $40,000
• 20 years or more: $50,000