Hospital Indemnity Insurance pays a daily benefit if you have a covered stay in a hospital, critical care unit or rehabilitation facility. The benefit amount is determined by the type of facility and the number of days you stay.
||$100 Daily Benefit
||$200 Daily Benefit
||$300 Daily Benefit
|Employee & Spouse
|Employee & Children
- Spouse coverage available if Employee elects coverage
- Children (Unmarried to age 26) coverage available if Employee elects coverage
Guaranteed Issue: No medical questions or tests are required for coverage.
No Pre-Existing Limitations
Employees can use the benefit as they choose – for instance, to help offset co-pays, coinsurance or deductibles that may be tied to a hospitalization or lost time from work.
You can choose to purchase a daily benefit amount of $100, $200 or $300.
Benefit is portable, under age 70, at portability rates. Which means if you leave your current employer or retire, you can take the policy with you and select from a variety of payment plans.
The Plan includes an Admission Benefit, a Daily Hospital, Intensive/Critical Care Unit and Rehabilitation Benefit, and a Wellness Benefit. (Only One type of Facility Confinement or Admission Benefit is Payable per Day).
See Certificate of Coverage for additional details.
Plan includes an Annual Wellness Benefit when a covered person has a health screening test and submits a wellness claim.