Benefits at a Glance
Plan Details
There is a 180 day elminiation period (or waiting period) before Benefits can be payable.
Benefits coordinate with Family Social Security, Workers Compensation or and other employer sponsored group insurance.
Pre-existing Limitation – 3/12
The policy will not cover any condition which was caused by, or results from a Sickness or Injury for which the employee receives medical treatment, or advice was rendered, prescribed or recommended whether or not the sickness was diagnosed at all or misdiagnosed within 3 months prior to the employee’s effective date; and which results in a Disability in the first 12 months after the employee’s effective date.
Certificate of Coverage
Refer to the STANDARD LTD CERTIFICATE for exact plan details and limitations.
Amendment 1 – Premium Grace Period
Amendment 2 – Removes limitation for Safety Officers
Amendment 3 – Hours/Waiting Period