Basic Life Insurance

Each full time employee receives $25,000 of group term life insurance, paid by Putnam County Charter School System.

Effective July 1, 2024 the Board Paid Life insurance will increase to $30,000 for each full time employee.

Coverage includes an age reduction schedule to 50% at age 70 and to 35% at age 75.


  • Employees receive this benefit at no cost, paid for by Putnam County.
  • Employees are automatically eligible and enrolled on the benefits effective date.
  • Age reductions at 70 and 75 will apply.

Policy Provisions

An accelerated death benefit is payable, if insured is diagnosed with a terminal illness. This benefit is equal to 50% of the amount of life insurance in force, or $50,000, whichever is less. You must have a minimum of $20,000 to qualify.

Waiver of premium if insured becomes totally disabled prior to the age of 60.

Employees may convert Employer Paid insurance to an individual life insurance policy if this insurance stops. Proof of good health is not required.

This plan is insured by:


This coverage is provided at No Cost for actively at work employees.

Certificate of Coverage

Refer to the Basic Life Certificate for exact provisions and limitations.

Amendment List

Amendment for 12 month continuation