Benefits at a Glance
Putnam County School employees have the option to select from two excellent Dental Insurance plans which are insured and administered by Delta Dental.
Employees can choose either the “High (Premier) Plan” or the “Low (Basic) Plan”. Benefits will be for the plan year running from July 1st to June 30th.
All dependents can be covered to age 26 regardless of student status.
Rates *
*Board of Education pays an additional $2.50 per month for each employee covered under the dental plan.
| Elected Coverage | High Option | Low Option |
|---|---|---|
| Employee Only | $38.37 | $33.02 |
| Employee & Spouse | $73.97 | $63.86 |
| Employee & Children | $96.13 | $75.55 |
| Family | $130.56 | $106.43 |
Note: Rates are based on who in your family you wish to enroll. Premiums are paid on a “pre-tax” basis
Benefits
Summary of Benefits
The “High Option” plan pays 100% preventative, 80% basic services, 50% major & adult/child orthodontic.
The “Low Option” plan pays 100% preventative, 50% basic services, 50% major. Children can be covered to age 26. A $50 per person deductible applies to all fees except preventative.
Plan Provisions
All eligible employees must choose between the High Plan, the Low Plan or choose to waive coverage. Whichever plan is chosen, the employee must remain in the same plan until the next Open Enrollment period.
BrushSmart Wellness Program
BrushSmart is a free oral wellness program that helps members power up their at home oral health care. The members are given discounts from trusted oral healthcare brands on the products offered by the companies in The Program.
Join at brushsmart.org. Fill out the online form to get immediate access to your exclusive BrushSmart offers.
Plan Design
| Category Of Service | High Option | Low Option |
|---|---|---|
| PREVENTIVE PROCEDURES Cleanings, Exams, Space Maintainers, Fluoride for children {under age 16}, X-Rays, Sealants, other preventive procedures | 100% | 100% |
| BASIC PROCEDURES Fillings, Anesthesia, Oral Surgery, Other Procedures, Periodontal & Endodontic Services | 80% | 50% |
| MAJOR PROCEDURES Crowns, Dentures, Bridges, Onlays, Gum Disease, Other Services | 50% | 50% |
| ORTHODONTIA PROCEDURES Adult & Children to age 26 | 50% $1,500 Lifetime |
Not Covered |
| DEDUCTIBLE (no deductible for preventative/diagnostic) Basic & Major, Per Contract Year (7/1 to 6/30) |
$50 Family $150 |
$50 Family $150 |
| PLAN YEAR MAXIMUMS | $1,000 | $1,000 |