Benefits at a Glance
Employees have the option of selecting additional Life and AD&D coverage. Employees can choose one (1) to five (5) times earnings. Coverage is designed to protect you while you are an employee. If you retire or your employment ends, the coverage can be ported.
Rates
Per $1,000 of Coverage |
|
under 29
|
$0.053
|
30 – 34
|
$0.056
|
35 – 39
|
$0.071
|
40 – 44
|
$0.096
|
45 – 49
|
$0.148
|
50 – 54
|
$0.226
|
55 – 59
|
$0.343
|
60 – 64
|
$0.482
|
65 – 69
|
$0.834
|
70 and older
|
$1.028
|
To calculate your Bi-Weekly payroll deduction costs, round your annual salary up to the next higher $1,000 increment, divide by 1,000 and multiply the results by the below rate corresponding to your attained age as of January 1st.
Example: Age 41 with salary of $23,500 ($24,000 / 1,000 = 24 X $.0964 = $2.31)
Payroll deduction will be adjusted due to salary change and age in January of each year.
Options
Age Reductions
Personal Life and AD&D Insurance will be reduced as follows:
– At age 70, benefits will reduce by 35% of the original amount;
– At age 75, benefits will reduce an additional 15% of the original amount.
Benefits will terminate when you retire.
Evidence of Insurability
Starting 2024 with MetLife, employees during annual enrollment can enroll for up to (5) times earnings without EOI as long as the amount does not exceed $250,000. This provision applies to employees that have not been previously declined.
Certificate of Coverage
Through 2023, this plan is insured by OneAmerica.
Group Term Life Certificate of Coverage
January 2024, this plan is insured by MetLife
Benefits Summaries
Class 1 Senior Judges (Retired) & 2 (Full Time Judges) – Employer Paid, Supplemental Buyup and Dependent
Class 3: All other Full Time Employees – Employer Paid, Supplemental Buyup and Dependent
Claims
- Fax Claim Form to 317-285-7666
- Email: lifeclaims.employeebenefits@oneamerica.com
- Mail Forms:
Employee Benefits Life Claims Department
American United Life Insurance Company
PO Box 7106
Indianapolis, IN 46207-7136 - Overnight:
Employee Benefits Life Claims Department
American United Life Insurance Company
250 W. North Street
Indianapolis, IN 46207-7136 - Online
Contact
Claims contacts: lifeclaims.employeebenefits@oneamerica.com
- Toll-free: 1-800-553-3522
- Phone: (317) 285-5002
- Fax: (317) 285-7663