Benefits At a Glance

Cobb County Government offers employees Short Term Disability as a Supplemental, voluntary benefits.


0/7 Elimination Period
6 month benefit
Rate per $100
monthly benefit
Ages 18 – 49 $1.68
Ages 50 – 64 $1.80
Ages 65 – 74 $2.28
0/14 Elimination Period
6 month benefit
Rate per $100
monthly benefit
Ages 18 – 49 $ 1.08
Ages 50 – 64 $1.26
Ages 65 – 74 $1.56

Coverage and Benefit Period

Elect a benefit up to 60% of your pre-disability earnings

Benefit period – Six (6) month benefit duration

Maternity Benefits – included as an illness- 6 weeks or 8 weeks caesarian

Pre-existing Limitation

Policies include a 12/12 pre-existing limitation.

Disabilities caused by a pre-existing condition or re-injuries to a pre-existing condition will not be covered unless it begins 12 months after the effective date of coverage.  A pre-existing condition is an illness, disease, infection, disorder, or injury for which within the 12 month period before the Effective Date of coverage, medical advice, consultation or treatment was recommended or received or for which symptoms existed that would ordinarily cause a prudent person to seek diagnosis, care or treatment.


View the Brochure for all of the plan details and limitations.


Claims can be filed online through Aflac Policy Holder Services. You must setup an account to view policy information and file claims. Wellness Claims filed by 3PM will be processed the following day with Aflac One Day Pay!

Instructions for Online Filing and Direct Deposit

Claims Checklist

Additional Information / Claims


Aflac Customer Support: 1800-99-AFLAC (800-992-3522)
Houze & Associates, Inc.: 1-880-523-7135 or 706-882-2864