Benefits At a Glance
Cobb County Government provides Long Term Disability to full time employees. The plan provides a monthly benefit for employees that are deemed disabled due to accident or sickness and cannot work.
Employees can choose to Buy-Up an additional 10% to insure their disability income to 70% of monthly earnings.
The additional 10% will be added to the 60% Base Plan.
The cost for the Buy-Up is $.187 per $100 of salary
Example: Bi-Weekly salary of $1,050 divided by 100 X $.187= $1.97
Adjustments due to salary changes or age changes are made annually in January- the Anniversary Date (i.e. first annual deduction).
Evidence of Insurability
During a scheduled enrollment period, employees can elect the Core-Plus Buy-up without EOI. Employees will be subject to the Pre-existing limitation below.
Employees will have a 3/12 pre-existing limitation. Any condition resulting in a disability where medication was taken, treatment was sought or advice was requested 3 months prior to the coverage effective date will not be covered for 12 continuous months.
Fax: (844) 287-9499
American United Life Insurance Company®
P.O. Box 368
Indianapolis, Indiana 46206-0368