Overview

Benefits At a Glance

This plan provides added protection in the event of a hospital stay. Benefits are a dollar amount benefit based on the type of service. There are two plan levels from which to choose with rates being blended. If employees have a prior Hospital Plan, AFLAC encourages employees to review the benefit changes prior to conversion (which requires Underwriting even with the Option 1 + Extended Benefit Rider which would otherwise be Guarantee Issue for new policy holders).

Rates

Coverage		Guarantee Issue	Underwriting
Individual	18 – 49 50 – 59 60 – 75	$17.88 $18.84 $19.26	$26.40 $29.76 $33.48
One Parent Family	18 – 49 50 – 59 60 – 75	$26.58 $27.06 $27.54	$38.34 $40.44 $45.12
Employee/Spouse	18 – 49 50 – 59 60 – 75	$28.98 $31.44 $32.82	$44.52 $53.04 $59.94
Family	18 – 49 50 – 59 60 – 75	$32.52 $32.94 $34.86	$48.36 $55.20 $63.84

Plan Details

Plan Details

Benefits Comparison by Plan

Guarantee Issue:
Option 1 includes the $1,000 Hospital Confinement Benefit, plus the Extended Benefit Rider.

Underwriting Required:
Option 1 includes the $1,000 Hospital Confinement Benefit, plus the Extended Benefit Rider AND the Hospital Stay and Surgical Care Rider.