Benefits At a Glance
Benefits are paid direct to employees for on/off the job accidents that occur. Employees can choose to cover spouse/children as well.
Cobb County Government is rated an “A” class for this policy, meaning that accident rates are the lowest available for employees to obtain Accident Insurance Coverage.
Rates
| Coverage | Rate |
|---|---|
| Employee Only | $10.14 |
| Employee and Spouse | $14.40 |
| One Parent Family | $17.04 |
| Two Parent Family | $22.08 |
Plan Details
A brief Accident Summary of Benefits are:
https://houze-benefits.org/wp-content/uploads/2024/09/Accident_UPDATED_8.2023-Cobb.pdf
| Emergency Room Accident Treatment |
$200 – ER with X-Ray $200 – ER without X-Ray |
| Doctor Office or Other Facility Accident Treatment | $200 – with X-Ray $200 – without X-Ray |
| Initial Hospitalization | $1,000 up to 18 hours $2,000 admitted directly to ICU |
| Confinement in the Hospital | $250/day up to 365 days |
| Intensive Care Unit | Additional $400/day for 15 days |
| Ambulance Benefit | $200 ground or $1,500 air |
| Blood/Plasma/Platelets | $200 per accident |
| Major Diagnostic Testing and Imaging | $200/calendar year |
| Accident Follow-up | $35/day up to 6 treatments |
| Therapy | $35/day up to 10 treatments |
| Appliances | Variable $25 to $300 |
| Prosthesis | $800 per accident |
| Prosthesis Repair/Replace | $800/lifetime |
| Rehabilitation Facility | $150/day |
| Home Modification | $3,000 per accident |
| Accident Specific Sum Injury | Variable $35 to $12,500 |
| Accidental Death | $10,000 Insured/Spouse ($5,000 Child)Hazardous Activity $50,000 Insured/Spouse ($12,500 Child) Other Accident $150,000 Insured/Spouse ($25,000 Child) Common-Carrier |
| Accidental Dismemberment | Variable $300 to $40,000 |
| Wellness Benefit | $90 per year |
| Family Support | $20/day up to 30 days |
| Organized Sporting Event | Additional 25% of the benefit payable to $1,000/year |
| Transportation | $600/round trip/3 years |
| Family Lodging | $125/night up to 30 days |
This information is for Georgia Residents and for illustration purposes only.
Please refer to your Outline of Coverage within the brochure or your policy for specific details.
Brochure – Outline of Coverage
PRIOR ACCIDENT PLAN RATES
Individual (18-64) $9.96
Husband/Wife $14.10
One Parent Family $16.14
Two Parent Family $21.00
Added Children have a $120/Emergency Room Benefit
Added X-Ray Benefit of $25/per ER Treatment
Epidural Pain Management Benefit of $100 (max 2/year)
Accidental Death Benefit included for Hazardous Activities (previously excluded)
Individual (18-64) $8.95
Husband/Wife $12.69
One Parent Family $14.82
Two Parent Family $18.78
Claims
Instructions for Online Filing and Direct Deposit
Additional Information / Claims
Contact
www.aflac.com
OR
Houze & Associates, Inc.: 1-880-523-7135 or 706-882-2864
